New Year, New Home: How to Find a Good Realtor in Los Angeles City, CA

Jan 23, 2024

Los Angeles is reportedly one of the hottest real estate markets of 2024, according to this article, presenting a golden opportunity for prospective homeowners and investors alike. To truly thrive in this ever-changing market, it is essential to team up with a realtor who possesses extensive knowledge and expertise. This extensive guide explores the process of finding a reputable realtor in Los Angeles, CA, and gaining a thorough understanding of DRS loans. When you choose Lisa Kirshner Properties as your guide, you can expect a seamless and gratifying experience as you navigate through Los Angeles, CA's real estate scene, reminiscent of the city's renowned coastline.


Partnering with the Right Realtor: Your Key to Los Angeles, CA’s Real Estate Market


Understanding how to find a good realtor in Los Angeles, CA, who can expertly guide you through the city’s range of neighborhoods is the start to finding your dream home in Los Angeles, CA.



  1. Local Expertise and Reputation:
  • The vast landscape of Los Angeles demands a realtor with extensive local knowledge. Firms like Lisa Kirshner Properties, with their deep understanding of the Los Angeles, CA market, are invaluable in navigating this terrain. A reputable realtor should be well-versed in the nuances of different neighborhoods, from the up-and-coming arts district to the luxurious enclaves of Beverly Hills.


    2. Experience and Client Focus:

  • A top-notch realtor combines experience with a client-focused approach. Lisa Kirshner Properties, bolstered by the seasoned expertise of Dylan Elkin and Nancy Hoschet, exemplifies this blend. They're renowned for their commitment to understanding and fulfilling the distinct needs of clients in the Los Angeles real estate market. Selecting a realtor who offers personalized service is crucial, as it ensures your real estate aspirations are achieved with exceptional professionalism.


     3. Communication and Compatibility:

  • In the fast-paced Los Angeles, CA market, timely and effective communication is key. Lisa Kirshner Properties is known for its reliable and responsive approach, keeping clients informed and engaged throughout the process. A good realtor is your ally, offering transparency and trustworthiness at every step of your real estate journey.


DRS Loans in Los Angeles: A Tailored Solution for Medical Professionals


For medical professionals looking to buy a home in Los Angeles, DRS loans offer a tailored financial solution.


  1. Benefits and Accessibility of DRS Loans:

DRS loans are designed for doctors and medical residents, providing advantages such as lower down payments and flexible credit requirements. Lisa Kirshner Properties can guide medical professionals through the specifics of DRS loans, ensuring they find a financial solution that aligns with their needs in the Los Angeles market.

   2. Expert Guidance in Choosing the Right Lender:

It's crucial to select a lender with expertise in DRS loans, as not all lenders provide this specialized service. Lisa Kirshner Properties can connect you with trusted lenders who specialize in catering to the financial needs of medical professionals. Their expertise in the Los Angeles, CA real estate market ensures that medical professionals receive comprehensive support in securing the right DRS loan.

   3. Navigating the Application Process with Ease:

When it comes to applying for a DRS loan, it is crucial to approach the process with meticulous preparation and a thorough understanding of the application requirements. With Lisa Kirshner Properties, medical professionals can confidently navigate this process. Their team offers meticulous assistance, guaranteeing that all required paperwork is properly organized and the application process is incredibly smooth.



The Steps to Finding Your Dream Home in Los Angeles, CA


Embarking on the journey to homeownership in Los Angeles is an exciting adventure, and having the right realtor by your side is crucial.


  1. Defining Your Real Estate Vision:


Start by outlining your ideal home and lifestyle needs. Whether it’s a serene suburban retreat or a chic urban residence, Lisa Kirshner Properties can help you define and refine your vision. They specialize in matching clients with properties that reflect their style and preferences, ensuring a perfect fit.


    2. Strategic Financial Planning:


Having a clear understanding of your financial situation is essential when navigating the competitive Los Angeles, CA real estate market. Lisa Kirshner Properties offers comprehensive assistance to clients in creating a well-thought-out financial plan, which includes exploring various options, such as DRS loans for eligible buyers. With their wealth of knowledge, clients can confidently navigate the choices ahead, finding the perfect harmony between their aspirations and financial considerations.


    3. Exploring Los Angeles, CA’s Neighborhoods with an Expert:


Los Angeles is a city filled with limitless opportunities; every neighborhood provides a distinct living experience. Lisa Kirshner Properties offers exclusive tours and in-depth knowledge about different neighborhoods, assisting clients in finding their ideal community. Their team is dedicated to helping clients discover a neighborhood that perfectly aligns with their unique lifestyle, whether they prefer family-friendly suburbs or vibrant urban centers.


    4. Sealing the Deal with Confidence:


Securing an offer and finalizing the deal are pivotal stages in the home-buying process. Lisa Kirshner Properties is highly skilled in negotiation and closing, guaranteeing that clients' offers shine in the competitive Los Angeles, CA market. Their exceptional support encompasses managing all necessary paperwork, inspections, and legal processes, ensuring a hassle-free journey towards homeownership.


Lisa Kirshner Properties: The Prime Choice in Los Angeles, CA


  1. What makes Lisa Kirshner Properties stand out in the Los Angeles, CA real estate market?

Lisa Kirshner Properties is renowned for its local expertise, personalized service, and commitment to client satisfaction, making it a standout choice in the Los Angeles real estate market.


    2. Can Lisa Kirshner Properties assist in the DRS loan application process?

Yes, their team is experienced in guiding medical professionals through the DRS loan application process, offering valuable insights and connections to reputable lenders.


    3. How does Lisa Kirshner Properties ensure a successful real estate transaction?

By combining deep market knowledge, personalized client service, and a commitment to effective communication, Lisa Kirshner Properties ensures a smooth and successful real estate transaction for every client.


The Los Angeles real estate market in 2024 will be as wide and dynamic as the city itself. Knowing how to find a good realtor in Los Angeles, CA, is vital to navigating this complex market. The path to buying a house is filled with potential pitfalls, but with a top realtor by your side, these challenges can be smoothly navigated. With expert guidance, your foray into the Los Angeles real estate scene will surely be as successful as the city's legendary movie stars.

What to Know About Physician Mortgage in Los Angeles City, CA

20 Dec, 2023
First time buying a home? Get a physician mortgage with the help of the best realtors in Los Angeles City, CA. Learn more here.

The Power of One

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Your House Could Be the #1 Item on a Homebuyer’s Wish List During the Holidays

09 May, 2023
Each year, homeowners planning to make a move are faced with a decision: sell their house during the holidays or wait. And others who have already listed their homes may think about removing their listings and waiting until the new year to go back on the market. The truth is many buyers want to purchase a home for the holidays, and your house might be just what they’re looking for. Here are five great reasons you shouldn’t wait to sell your house. 1. While the supply of homes for sale has increased this year, there still aren’t enough homes on the market to keep up with buyer demand. As Nadia Evangelou, Senior Economist & Director of Forecasting at the National Association of Realtors (NAR), explains: “There’s still this gap between demand and supply because we were underbuilding for many years. . . . So now we see demand is slowing, but it still outpaces supply.” 2. Serious homebuyers are out looking right now. Millennials are driving homebuying demand today, and many are eager to make a purchase. Mark Fleming, Chief Economist at First American, explains: "While not the frenzy of 2021, the largest living generation, the Millennials, will continue to age into their prime home-buying years, creating a demographic tailwind for the housing market.” 3. The desire to own a home doesn’t stop during the holidays. In fact, homes decorated for the holidays appeal to many buyers. Plus, purchasers who look for homes during the holidays are ready to buy. 4. You can restrict the showings in your house to days and times that are most convenient for you. That can help you minimize disruptions, which is especially important this time of year. 5. Rents have skyrocketed in recent years. And, many buyers are looking to escape rising rents and avoid falling into the rental trap for another year. As an article from Zillow says: “Over the next 12 months, rents are expected to grow more than inflation, the stock market and home values." Your home could be their ticket to leaving renting behind for good. Bottom Line There are still many reasons it makes sense to list your house during the holiday season. Let’s connect to determine if selling now is your best move.

4 Things That Help Determine Your Mortgage Rate

09 May, 2023
4 Things That Help Determine Your Mortgage Rate If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low mortgage rates, but this year rates have risen dramatically. If you’re looking for ways to combat today’s higher rates and lock in the lowest one you can, here are a few factors to focus on. Since approval opportunities can vary, connect with a trusted lender for customized advice. Your Credit Score Credit scores can play a big role in your mortgage rate. Freddie Mac explains: “When you build and maintain strong credit, mortgage lenders have greater confidence when qualifying you for a mortgage because they see that you’ve paid back your loans as agreed and used your credit wisely. Strong credit also means your lender is more apt to approve you for a mortgage that has more favorable terms and a lower interest rate.” That’s why it’s important to maintain a good credit score. If you want to focus on improving your score, your trusted advisor can give you expert advice to help. Your Loan Type There are many types of loans, each offering different terms for qualified buyers. The Consumer Financial Protection Bureau (CFPB) says: “There are several broad categories of mortgage loans, such as conventional, FHA, USDA, and VA loans. Lenders decide which products to offer, and loan types have different eligibility requirements. Rates can be significantly different depending on what loan type you choose.” While overall interest rates have increased, there remains a misconception about the status of jumbo mortgage rates. As a reminder, jumbo loans are those greater than $647,200 (smaller loans are called “conforming”). Recent articles in the Wall Street Journal and Bloomberg lament mortgage rates reaching 7%, but they are referring to conforming loans. Rates for jumbo loans are actually much lower. When working with your real estate advisor, make sure you find out what’s available in your area and which types of loans you may qualify for. Your Loan Term Another factor to consider is the term of your loan. Just like with location and loan types, you have options. Freddie Mac says: “When choosing the right home loan for you, it’s important to consider the loan term, which is the length of time it will take you to repay your loan before you fully own your home. Your loan term will affect your interest rate, monthly payment, and the total amount of interest you will pay over the life of the loan.” Depending on your situation, the length of your loan can also change your mortgage rate. Your Down Payment If you’re a current homeowner looking to sell and make a move, you can use the home equity you’ve built over time toward the down payment on your next home. The CFPB explains: “In general, a larger down payment means a lower interest rate, because lenders see a lower level of risk when you have more stake in the property. So if you can comfortably put 20 percent or more down, do it—you’ll usually get a lower interest rate.” To learn more, connect with a lender to find out the difference a higher down payment can make for your new mortgage. Bottom Line These are just few factors that can help determine your mortgage rate if you’re buying a home. The best thing you can do is have a team of professionals on your side. Connect with a local real estate professional and a trusted lender so you have the expert advice you need in each step of the process.

What Are Experts Saying About the Fall Housing Market?

09 May, 2023
What Are Experts Saying About the Fall Housing Market? The housing market is rapidly changing from the peak frenzy it saw over the past two years. That means you probably have questions about what your best move is if you’re thinking of buying or selling this fall. To help you make a confident decision, lean on the professionals for insights. Here are a few things experts are saying about the fall housing market. Expert Quotes for Fall Homebuyers A recent article from realtor.com: “This fall, a more moderate pace of home selling, more listings to choose from, and softening price growth will provide some breathing room for buyers searching for a home during what is typically the best time to buy a home. ” Michael Lane, VP and General Manager, ShowingTime: “Buyers will continue to see less competition for homes and have more time to tour homes they like and consider their options.” Expert Quotes for Fall Sellers Selma Hepp, Interim Lead of the Office of the Chief Economist, CoreLogic: “. . . record equity continues to provide fuel for housing demand, particularly if households are relocating to more affordable areas.” Danielle Hale, Chief Economist, realtor.com: “For homeowners deciding whether to make a move this year, remember that listing prices – while lower than a few months ago – remain higher than in prior years, so you're still likely to find opportunities to cash-in on record-high levels of equity, particularly if you've owned your home for a longer period of time.” Bottom Line Mortgage rates, home prices, and the supply of homes for sale are top of mind for buyers and sellers today. And if you want the latest information for our area, let’s connect today.

Is the Real Estate Market Slowing Down, or Is This a Housing Bubble?

09 May, 2023
The talk of a housing bubble in the coming year seems to be at a fever pitch as rising mortgage rates continue to slow down an overheated real estate market. Over the past two years, home prices have appreciated at an unsustainable pace causing many to ask: are things just slowing down, or is a crash coming? To answer this question, there are two things we want to understand. The first is the reality of the shift in today’s housing market. And the second is what experts are saying about home prices in the coming year. The Reality of the Shift in Today’s Housing Market  The reality is we’re seeing an inflection point in housing supply and demand. According to realtor.com, active listings have increased more than 26% over last year, while showings from the latest ShowingTime Showing Index have decreased almost 17% from last year (see graph below). This is an inflection point for housing because, over the past two years, we’ve seen a massive amount of demand (showings) and not enough homes available for sale for the number of people that wanted to buy. That caused the market frenzy. Today, supply and demand look very different, and the market is slowing down from the pace we’ve seen. This offers proof of the sudden slowdown so many people are feeling.

Buyers Are Regaining Some of Their Negotiation Power in Today’s Housing Market

09 May, 2023
If you’re thinking about buying a home today, there’s welcome news. Even though it’s still a sellers’ market, it’s a more moderate sellers’ market than last year. And the days of feeling like you may need to waive contingencies or pay drastically over asking price to get your offer considered may be coming to a close. Today, you should have less competition and more negotiating power as a buyer. That’s because the intensity of buyer demand and bidding wars is easing this year. So, if bidding wars were the biggest factor that had you sitting on the sidelines, here are two trends that may be just what you need to re-enter the market. The Return of Contingencies  Over the last two years, more buyers were willing to skip important steps in the home buying process, like the appraisal or inspection, to try to win a bidding war. But now, fewer people are waiving the inspection and appraisal. The latest data from the National Association of Realtors (NAR) shows the percentage of buyers waiving their home inspection and appraisal is declining. And a recent survey from realtor.com confirms more sellers are accepting offers that include these conditions today. According to their August study: 95% of sellers reported buyers requested a home inspection 67% of sellers negotiated with buyers on repairs as a result of the inspection findings This goes to show buyers are more able to include these conditions in their offers today and negotiate as needed based on the outcome of the inspection. Bottom Line Regardless of the extremely competitive housing market of the past several years, today’s data suggests negotiations are starting to come back on the table. This is good news if you’re planning to enter the housing market. To find out how the market is shifting in our area, let’s connect.

What Would a Recession Mean for the Housing Market?

09 May, 2023
According to a recent survey from the Wall Street Journal, the percentage of economists who believe we’ll see a recession in the next 12 months is growing. When surveyed in July 2021, only 12% of economists consulted thought there’d be a recession by now. But this July, when polled, 49% believe we will see a recession in the coming 12 months. And as more recession talk fills the air, one concern many people have is: should I delay my homeownership plans if there’s a recession? Here’s a look at historical data to show what happened in real estate during previous recessions to help prove why you shouldn’t be afraid of what a recession would mean for the housing market today. A Recession Doesn’t Mean Falling Home Prices To show that home prices don’t fall every time there’s a recession, it helps to turn to historical data. As the graph below illustrates, looking at the recessions going all the way back to 1980, home prices appreciated in four of the last six recessions. So, historically, when the economy slows down, it doesn’t mean home values will fall.
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